UK report /Northern Ireland /Londonderry
DueLead Pulse · Q3 2026

Londonderry business borrowing report

13.5% of Londonderry's 2,591 trading companies have secured borrowing (351 businesses), below Northern Ireland at 17.4%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

Northern Ireland
17.4%
65,278 companies · 1st of 12
12.3%17.4%
2.6k
Trading companies
2,591
13.5%
With secured borrowing
-3.8 pts vs region
975
Live charges registered
2.8 per borrower
120
New companies in Q3 2026
still trading at quarter end
4.2%
Late filing accounts
108 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 31% of its 412 companies have a lender's charge.
02120 new companies started in Londonderry in Q3 2026, and 108 (4.2%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Londonderry with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: Northern Ireland overall

Micro
11.0%
Small
27.8%
Medium & large
60.9%
No accounts yet
1.6%

By company age

Dashed line: Northern Ireland overall

0-2 years
2.0%
2-5 years
8.6%
5-10 years
12.6%
10-20 years
20.9%
20+ years
46.2%
By sector

Where secured lending is concentrated

The largest sectors in Londonderry, ranked by the share of companies with a lender's charge.

Real estate & lettings
30.8%
Manufacturing
14.9%
Retail
11.3%
Construction & trades
9.9%
Restaurants, pubs & cafes
8.6%
Business support services
8.3%
Professional services
5.9%
Tech, media & telecoms
5.4%
Share with secured borrowingAll sectors in Londonderry (13.5%)
Town reports

Other towns in Northern Ireland

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.