UK report /South West /Bristol
DueLead Pulse · Q3 2026

Bristol business borrowing report

15.5% of Bristol's 42,465 trading companies have secured borrowing (6,600 businesses), above the South West at 15.4%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

South West
15.4%
274,754 companies · 5th of 12
12.3%17.4%
42.5k
Trading companies
42,465
15.5%
With secured borrowing
+0.2 pts vs region
16.3k
Live charges registered
2.5 per borrower
1.6k
New companies in Q3 2026
still trading at quarter end
4.2%
Late filing accounts
1,766 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 50% of its 5,718 companies have a lender's charge.
021,557 new companies started in Bristol in Q3 2026, and 1,766 (4.2%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Bristol with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: South West overall

Micro
10.3%
Small
24.1%
Medium & large
59.0%
No accounts yet
4.1%

By company age

Dashed line: South West overall

0-2 years
4.8%
2-5 years
12.8%
5-10 years
17.3%
10-20 years
17.2%
20+ years
37.1%
By sector

Where secured lending is concentrated

The largest sectors in Bristol, ranked by the share of companies with a lender's charge.

Real estate & lettings
49.8%
Manufacturing
17.7%
Construction & trades
10.0%
Business support services
9.6%
Retail
7.7%
Restaurants, pubs & cafes
7.2%
Professional services
6.1%
Tech, media & telecoms
5.0%
Share with secured borrowingAll sectors in Bristol (15.5%)
Town reports

Other towns in the South West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.