UK report /Wales /Pontypridd
DueLead Pulse · Q3 2026

Pontypridd business borrowing report

15.7% of Pontypridd's 2,002 trading companies have secured borrowing (315 businesses), below Wales at 16.8%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

Wales
16.8%
107,745 companies · 2nd of 12
12.3%17.4%
2k
Trading companies
2,002
15.7%
With secured borrowing
-1.1 pts vs region
962
Live charges registered
3.1 per borrower
104
New companies in Q3 2026
still trading at quarter end
2.4%
Late filing accounts
48 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 56% of its 222 companies have a lender's charge.
02104 new companies started in Pontypridd in Q3 2026, and 48 (2.4%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Pontypridd with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: Wales overall

Micro
10.4%
Small
30.2%
Medium & large
62.5%
No accounts yet
2.6%

By company age

Dashed line: Wales overall

0-2 years
3.5%
2-5 years
13.6%
5-10 years
19.1%
10-20 years
21.0%
20+ years
48.1%
By sector

Where secured lending is concentrated

The largest sectors in Pontypridd, ranked by the share of companies with a lender's charge.

Real estate & lettings
55.9%
Construction & trades
9.8%
Personal services
9.3%
Wholesale & distribution
9.2%
Retail
7.8%
Professional services
6.5%
Restaurants, pubs & cafes
4.0%
Tech, media & telecoms
2.7%
Share with secured borrowingAll sectors in Pontypridd (15.7%)
Town reports

Other towns in Wales

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.