UK report /East of England /Lowestoft
DueLead Pulse · Q3 2026

Lowestoft business borrowing report

16.1% of Lowestoft's 2,404 trading companies have secured borrowing (388 businesses), above the East of England at 13.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

East of England
13.6%
355,968 companies · 11th of 12
12.3%17.4%
2.4k
Trading companies
2,404
16.1%
With secured borrowing
+2.5 pts vs region
1.1k
Live charges registered
2.9 per borrower
85
New companies in Q3 2026
still trading at quarter end
2.3%
Late filing accounts
55 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 47% of its 345 companies have a lender's charge.
0285 new companies started in Lowestoft in Q3 2026, and 55 (2.3%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Lowestoft with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: East of England overall

Micro
11.3%
Small
25.6%
Medium & large
82.9%
No accounts yet
4.0%

By company age

Dashed line: East of England overall

0-2 years
5.3%
2-5 years
11.5%
5-10 years
20.1%
10-20 years
17.8%
20+ years
33.6%
By sector

Where secured lending is concentrated

The largest sectors in Lowestoft, ranked by the share of companies with a lender's charge.

Real estate & lettings
47.2%
Manufacturing
14.9%
Retail
11.1%
Personal services
8.7%
Construction & trades
7.0%
Restaurants, pubs & cafes
5.9%
Business support services
3.9%
Professional services
3.2%
Share with secured borrowingAll sectors in Lowestoft (16.1%)
Town reports

Other towns in the East of England

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.