UK report /East of England /Norwich
DueLead Pulse · Q3 2026

Norwich business borrowing report

15.7% of Norwich's 18,017 trading companies have secured borrowing (2,825 businesses), above the East of England at 13.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

East of England
13.6%
355,968 companies · 11th of 12
12.3%17.4%
18k
Trading companies
18,017
15.7%
With secured borrowing
+2.0 pts vs region
7.3k
Live charges registered
2.6 per borrower
671
New companies in Q3 2026
still trading at quarter end
3.2%
Late filing accounts
583 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 47% of its 2,256 companies have a lender's charge.
02671 new companies started in Norwich in Q3 2026, and 583 (3.2%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Norwich with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: East of England overall

Micro
10.9%
Small
24.9%
Medium & large
59.3%
No accounts yet
4.2%

By company age

Dashed line: East of England overall

0-2 years
4.7%
2-5 years
11.1%
5-10 years
17.7%
10-20 years
17.1%
20+ years
40.0%
By sector

Where secured lending is concentrated

The largest sectors in Norwich, ranked by the share of companies with a lender's charge.

Real estate & lettings
47.5%
Construction & trades
9.8%
Business support services
9.2%
Retail
8.6%
Restaurants, pubs & cafes
7.0%
Professional services
6.0%
Tech, media & telecoms
4.5%
Healthcare & dental
4.0%
Share with secured borrowingAll sectors in Norwich (15.7%)
Town reports

Other towns in the East of England

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.