UK report /East Midlands /Nottingham
DueLead Pulse · Q3 2026

Nottingham business borrowing report

16.0% of Nottingham's 35,117 trading companies have secured borrowing (5,625 businesses), above the East Midlands at 15.9%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

East Midlands
15.9%
206,048 companies · 3rd of 12
12.3%17.4%
35.1k
Trading companies
35,117
16.0%
With secured borrowing
+0.2 pts vs region
14.6k
Live charges registered
2.6 per borrower
1.4k
New companies in Q3 2026
still trading at quarter end
4.2%
Late filing accounts
1,460 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 48% of its 5,326 companies have a lender's charge.
021,440 new companies started in Nottingham in Q3 2026, and 1,460 (4.2%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Nottingham with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: East Midlands overall

Micro
13.0%
Small
27.6%
Medium & large
52.9%
No accounts yet
4.4%

By company age

Dashed line: East Midlands overall

0-2 years
5.0%
2-5 years
14.2%
5-10 years
19.2%
10-20 years
18.5%
20+ years
39.3%
By sector

Where secured lending is concentrated

The largest sectors in Nottingham, ranked by the share of companies with a lender's charge.

Real estate & lettings
48.3%
Construction & trades
8.1%
Business support services
8.0%
Healthcare & dental
7.1%
Retail
6.4%
Professional services
6.2%
Tech, media & telecoms
4.5%
Restaurants, pubs & cafes
4.4%
Share with secured borrowingAll sectors in Nottingham (16.0%)
Town reports

Other towns in the East Midlands

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.