UK report /East Midlands /Wellingborough
DueLead Pulse · Q3 2026

Wellingborough business borrowing report

11.9% of Wellingborough's 4,246 trading companies have secured borrowing (504 businesses), below the East Midlands at 15.9%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

East Midlands
15.9%
206,048 companies · 3rd of 12
12.3%17.4%
4.2k
Trading companies
4,246
11.9%
With secured borrowing
-4.0 pts vs region
1.2k
Live charges registered
2.4 per borrower
199
New companies in Q3 2026
still trading at quarter end
3.4%
Late filing accounts
143 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 47% of its 447 companies have a lender's charge.
02199 new companies started in Wellingborough in Q3 2026, and 143 (3.4%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Wellingborough with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: East Midlands overall

Micro
7.6%
Small
21.3%
Medium & large
57.7%
No accounts yet
3.6%

By company age

Dashed line: East Midlands overall

0-2 years
3.8%
2-5 years
8.7%
5-10 years
11.7%
10-20 years
15.0%
20+ years
36.1%
By sector

Where secured lending is concentrated

The largest sectors in Wellingborough, ranked by the share of companies with a lender's charge.

Real estate & lettings
46.5%
Business support services
8.0%
Retail
6.8%
Professional services
4.8%
Restaurants, pubs & cafes
4.7%
Tech, media & telecoms
4.5%
Construction & trades
3.5%
Haulage & logistics
2.6%
Share with secured borrowingAll sectors in Wellingborough (11.9%)
Town reports

Other towns in the East Midlands

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.