UK report /North East /Hartlepool
DueLead Pulse · Q3 2026

Hartlepool business borrowing report

11.7% of Hartlepool's 2,833 trading companies have secured borrowing (331 businesses), below the North East at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North East
14.6%
101,433 companies · 7th of 12
12.3%17.4%
2.8k
Trading companies
2,833
11.7%
With secured borrowing
-2.9 pts vs region
1.2k
Live charges registered
3.6 per borrower
127
New companies in Q3 2026
still trading at quarter end
3.2%
Late filing accounts
91 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 44% of its 376 companies have a lender's charge.
02127 new companies started in Hartlepool in Q3 2026, and 91 (3.2%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Hartlepool with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North East overall

Micro
9.6%
Small
22.3%
Medium & large
66.7%
No accounts yet
4.4%

By company age

Dashed line: North East overall

0-2 years
4.7%
2-5 years
10.2%
5-10 years
14.5%
10-20 years
13.9%
20+ years
36.5%
By sector

Where secured lending is concentrated

The largest sectors in Hartlepool, ranked by the share of companies with a lender's charge.

Real estate & lettings
43.9%
Manufacturing
14.7%
Retail
9.8%
Restaurants, pubs & cafes
7.0%
Personal services
5.3%
Business support services
3.9%
Construction & trades
2.8%
Professional services
2.7%
Share with secured borrowingAll sectors in Hartlepool (11.7%)
Town reports

Other towns in the North East

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.