UK report /North East /Sunderland
DueLead Pulse · Q3 2026

Sunderland business borrowing report

12.8% of Sunderland's 5,249 trading companies have secured borrowing (674 businesses), below the North East at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North East
14.6%
101,433 companies · 7th of 12
12.3%17.4%
5.2k
Trading companies
5,249
12.8%
With secured borrowing
-1.8 pts vs region
1.9k
Live charges registered
2.8 per borrower
289
New companies in Q3 2026
still trading at quarter end
3.1%
Late filing accounts
161 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 45% of its 694 companies have a lender's charge.
02289 new companies started in Sunderland in Q3 2026, and 161 (3.1%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Sunderland with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North East overall

Micro
11.3%
Small
23.6%
Medium & large
49.4%
No accounts yet
3.9%

By company age

Dashed line: North East overall

0-2 years
4.2%
2-5 years
12.1%
5-10 years
15.3%
10-20 years
18.5%
20+ years
44.0%
By sector

Where secured lending is concentrated

The largest sectors in Sunderland, ranked by the share of companies with a lender's charge.

Real estate & lettings
45.0%
Business support services
8.7%
Professional services
7.1%
Construction & trades
6.7%
Retail
6.3%
Personal services
5.1%
Restaurants, pubs & cafes
4.0%
Tech, media & telecoms
1.3%
Share with secured borrowingAll sectors in Sunderland (12.8%)
Town reports

Other towns in the North East

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.