UK report /West Midlands /Coventry
DueLead Pulse · Q3 2026

Coventry business borrowing report

14.9% of Coventry's 22,188 trading companies have secured borrowing (3,299 businesses), above the West Midlands at 14.4%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

West Midlands
14.4%
326,364 companies · 9th of 12
12.3%17.4%
22.2k
Trading companies
22,188
14.9%
With secured borrowing
+0.4 pts vs region
8.3k
Live charges registered
2.5 per borrower
1.1k
New companies in Q3 2026
still trading at quarter end
3.6%
Late filing accounts
804 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 50% of its 3,130 companies have a lender's charge.
021,110 new companies started in Coventry in Q3 2026, and 804 (3.6%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Coventry with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: West Midlands overall

Micro
13.1%
Small
27.4%
Medium & large
52.5%
No accounts yet
4.1%

By company age

Dashed line: West Midlands overall

0-2 years
4.6%
2-5 years
13.8%
5-10 years
20.1%
10-20 years
18.5%
20+ years
40.2%
By sector

Where secured lending is concentrated

The largest sectors in Coventry, ranked by the share of companies with a lender's charge.

Real estate & lettings
50.0%
Retail
9.2%
Business support services
8.6%
Professional services
6.2%
Restaurants, pubs & cafes
6.1%
Construction & trades
5.9%
Haulage & logistics
3.1%
Tech, media & telecoms
2.9%
Share with secured borrowingAll sectors in Coventry (14.9%)
Town reports

Other towns in the West Midlands

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.