UK report /West Midlands /Wolverhampton
DueLead Pulse · Q3 2026

Wolverhampton business borrowing report

13.0% of Wolverhampton's 15,768 trading companies have secured borrowing (2,047 businesses), below the West Midlands at 14.4%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

West Midlands
14.4%
326,364 companies · 9th of 12
12.3%17.4%
15.8k
Trading companies
15,768
13.0%
With secured borrowing
-1.5 pts vs region
4.8k
Live charges registered
2.3 per borrower
1.3k
New companies in Q3 2026
still trading at quarter end
3.4%
Late filing accounts
532 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 44% of its 2,251 companies have a lender's charge.
021,256 new companies started in Wolverhampton in Q3 2026, and 532 (3.4%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Wolverhampton with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: West Midlands overall

Micro
13.0%
Small
23.6%
Medium & large
62.4%
No accounts yet
3.3%

By company age

Dashed line: West Midlands overall

0-2 years
3.6%
2-5 years
12.5%
5-10 years
18.0%
10-20 years
18.8%
20+ years
39.4%
By sector

Where secured lending is concentrated

The largest sectors in Wolverhampton, ranked by the share of companies with a lender's charge.

Real estate & lettings
43.8%
Manufacturing
20.9%
Construction & trades
7.1%
Business support services
6.5%
Professional services
6.5%
Retail
4.1%
Haulage & logistics
3.5%
Tech, media & telecoms
2.2%
Share with secured borrowingAll sectors in Wolverhampton (13.0%)
Town reports

Other towns in the West Midlands

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.