UK report /North West /Blackburn
DueLead Pulse · Q3 2026

Blackburn business borrowing report

11.6% of Blackburn's 8,326 trading companies have secured borrowing (968 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
8.3k
Trading companies
8,326
11.6%
With secured borrowing
-2.9 pts vs region
2.3k
Live charges registered
2.4 per borrower
487
New companies in Q3 2026
still trading at quarter end
4.1%
Late filing accounts
344 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 33% of its 1,006 companies have a lender's charge.
02487 new companies started in Blackburn in Q3 2026, and 344 (4.1%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Blackburn with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
7.4%
Small
24.6%
Medium & large
57.7%
No accounts yet
2.5%

By company age

Dashed line: North West overall

0-2 years
2.9%
2-5 years
7.3%
5-10 years
13.0%
10-20 years
20.2%
20+ years
41.4%
By sector

Where secured lending is concentrated

The largest sectors in Blackburn, ranked by the share of companies with a lender's charge.

Real estate & lettings
32.7%
Wholesale & distribution
10.5%
Construction & trades
7.6%
Personal services
7.2%
Professional services
6.4%
Retail
4.1%
Healthcare & dental
3.8%
Restaurants, pubs & cafes
2.3%
Share with secured borrowingAll sectors in Blackburn (11.6%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.