UK report /North West /Nelson
DueLead Pulse · Q3 2026

Nelson business borrowing report

11.4% of Nelson's 2,425 trading companies have secured borrowing (277 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
2.4k
Trading companies
2,425
11.4%
With secured borrowing
-3.1 pts vs region
648
Live charges registered
2.3 per borrower
184
New companies in Q3 2026
still trading at quarter end
2.8%
Late filing accounts
68 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 32% of its 278 companies have a lender's charge.
02184 new companies started in Nelson in Q3 2026, and 68 (2.8%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Nelson with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
5.9%
Small
25.7%
Medium & large
73.1%
No accounts yet
2.3%

By company age

Dashed line: North West overall

0-2 years
2.8%
2-5 years
5.6%
5-10 years
11.6%
10-20 years
26.4%
20+ years
50.9%
By sector

Where secured lending is concentrated

The largest sectors in Nelson, ranked by the share of companies with a lender's charge.

Real estate & lettings
32.0%
Manufacturing
31.0%
Wholesale & distribution
11.2%
Professional services
9.1%
Construction & trades
7.2%
Retail
4.4%
Motor trade
2.8%
Haulage & logistics
1.5%
Share with secured borrowingAll sectors in Nelson (11.4%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.