UK report /North West /Sale
DueLead Pulse · Q3 2026

Sale business borrowing report

14.8% of Sale's 3,759 trading companies have secured borrowing (555 businesses), above the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
3.8k
Trading companies
3,759
14.8%
With secured borrowing
+0.2 pts vs region
1.4k
Live charges registered
2.6 per borrower
164
New companies in Q3 2026
still trading at quarter end
3.3%
Late filing accounts
124 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 47% of its 663 companies have a lender's charge.
02164 new companies started in Sale in Q3 2026, and 124 (3.3%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Sale with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
13.7%
Small
22.3%
Medium & large
72.3%
No accounts yet
4.7%

By company age

Dashed line: North West overall

0-2 years
5.5%
2-5 years
14.5%
5-10 years
20.1%
10-20 years
14.7%
20+ years
31.7%
By sector

Where secured lending is concentrated

The largest sectors in Sale, ranked by the share of companies with a lender's charge.

Real estate & lettings
47.2%
Construction & trades
8.3%
Business support services
7.7%
Healthcare & dental
5.3%
Retail
4.6%
Tech, media & telecoms
4.4%
Professional services
4.3%
Restaurants, pubs & cafes
3.0%
Share with secured borrowingAll sectors in Sale (14.8%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.