UK report /North West /Bury
DueLead Pulse · Q3 2026

Bury business borrowing report

13.9% of Bury's 6,319 trading companies have secured borrowing (880 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
6.3k
Trading companies
6,319
13.9%
With secured borrowing
-0.6 pts vs region
2.1k
Live charges registered
2.4 per borrower
374
New companies in Q3 2026
still trading at quarter end
3.7%
Late filing accounts
235 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 44% of its 795 companies have a lender's charge.
02374 new companies started in Bury in Q3 2026, and 235 (3.7%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Bury with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
11.6%
Small
23.7%
Medium & large
70.3%
No accounts yet
3.5%

By company age

Dashed line: North West overall

0-2 years
3.8%
2-5 years
10.5%
5-10 years
17.5%
10-20 years
18.7%
20+ years
38.8%
By sector

Where secured lending is concentrated

The largest sectors in Bury, ranked by the share of companies with a lender's charge.

Real estate & lettings
43.8%
Construction & trades
12.0%
Business support services
10.4%
Motor trade
8.8%
Retail
7.2%
Professional services
5.3%
Tech, media & telecoms
3.1%
Restaurants, pubs & cafes
3.0%
Share with secured borrowingAll sectors in Bury (13.9%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.