UK report /North West /Northwich
DueLead Pulse · Q3 2026

Northwich business borrowing report

13.0% of Northwich's 3,106 trading companies have secured borrowing (404 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
3.1k
Trading companies
3,106
13.0%
With secured borrowing
-1.5 pts vs region
949
Live charges registered
2.3 per borrower
119
New companies in Q3 2026
still trading at quarter end
2.6%
Late filing accounts
81 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 44% of its 345 companies have a lender's charge.
02119 new companies started in Northwich in Q3 2026, and 81 (2.6%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Northwich with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
8.9%
Small
21.5%
Medium & large
55.8%
No accounts yet
3.7%

By company age

Dashed line: North West overall

0-2 years
4.6%
2-5 years
10.6%
5-10 years
12.0%
10-20 years
13.8%
20+ years
34.1%
By sector

Where secured lending is concentrated

The largest sectors in Northwich, ranked by the share of companies with a lender's charge.

Real estate & lettings
44.1%
Retail
9.8%
Construction & trades
9.1%
Business support services
6.8%
Personal services
5.9%
Professional services
5.0%
Tech, media & telecoms
2.9%
Restaurants, pubs & cafes
2.3%
Share with secured borrowingAll sectors in Northwich (13.0%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.