UK report /North West /Burnley
DueLead Pulse · Q3 2026

Burnley business borrowing report

14.3% of Burnley's 3,827 trading companies have secured borrowing (546 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
3.8k
Trading companies
3,827
14.3%
With secured borrowing
-0.3 pts vs region
1.3k
Live charges registered
2.5 per borrower
211
New companies in Q3 2026
still trading at quarter end
4.3%
Late filing accounts
165 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 36% of its 451 companies have a lender's charge.
02211 new companies started in Burnley in Q3 2026, and 165 (4.3%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Burnley with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
8.8%
Small
26.3%
Medium & large
70.7%
No accounts yet
3.4%

By company age

Dashed line: North West overall

0-2 years
3.3%
2-5 years
8.0%
5-10 years
16.8%
10-20 years
22.1%
20+ years
44.8%
By sector

Where secured lending is concentrated

The largest sectors in Burnley, ranked by the share of companies with a lender's charge.

Real estate & lettings
36.1%
Manufacturing
28.6%
Business support services
10.4%
Professional services
9.9%
Construction & trades
6.7%
Tech, media & telecoms
5.4%
Restaurants, pubs & cafes
4.9%
Retail
4.6%
Share with secured borrowingAll sectors in Burnley (14.3%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.