UK report /North West /Warrington
DueLead Pulse · Q3 2026

Warrington business borrowing report

11.3% of Warrington's 16,326 trading companies have secured borrowing (1,846 businesses), below the North West at 14.6%.

Covers 2026-07-01 to 2026-09-30 · Companies House file of 2026-10-01 · Free to cite with a link

Share of trading companies with secured borrowing

North West
14.6%
428,393 companies · 8th of 12
12.3%17.4%
16.3k
Trading companies
16,326
11.3%
With secured borrowing
-3.2 pts vs region
5.4k
Live charges registered
2.9 per borrower
585
New companies in Q3 2026
still trading at quarter end
4.1%
Late filing accounts
664 companies
In brief

What the data says

01Real estate & lettings is the most secured-borrowing sector here: 45% of its 1,550 companies have a lender's charge.
02585 new companies started in Warrington in Q3 2026, and 664 (4.1%) are late filing accounts.
Who borrows

Bigger and older companies borrow more

Share of trading companies in Warrington with at least one outstanding charge, by size (from the accounts they file) and by age.

By company size

Dashed line: North West overall

Micro
9.4%
Small
13.9%
Medium & large
52.9%
No accounts yet
3.4%

By company age

Dashed line: North West overall

0-2 years
3.9%
2-5 years
9.6%
5-10 years
12.0%
10-20 years
11.4%
20+ years
36.7%
By sector

Where secured lending is concentrated

The largest sectors in Warrington, ranked by the share of companies with a lender's charge.

Real estate & lettings
44.8%
Manufacturing
20.6%
Construction & trades
10.8%
Retail
6.6%
Personal services
6.0%
Professional services
4.5%
Tech, media & telecoms
3.5%
Business support services
2.0%
Share with secured borrowingAll sectors in Warrington (11.3%)
Town reports

Other towns in the North West

Every town with at least 2,000 trading companies registered there.

For commercial finance brokers

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How we built this report

Contains public sector information licensed under the Open Government Licence v3.0. You're welcome to quote and chart these figures with a link to this page.